The Home Buying Plan.
Financing
Before we begin to look at any homes the first task is to secure financing. Purchasing a home can be a very emotional experience. Before you begin to look at potential new homes you need to know the dollar amount that you qualify. Looking at homes, and creating a possible emotional attachment, without knowing whether you can qualify for the home may lead to disappointment. In the best interest of all parties involved, it is best to get a pre-qualification from a respectable lender before looking at homes. All offers are to be given with a proof of financing. Without it, offers will not be entertained. You are free to use any lender you desire. We vet many lenders to make sure they meet the standards we expect for our clients. If you do not have an existing lender and want more information, we will gladly give you our recommendations.
Search
Once the qualifying price amount is known it is time to start your search. Your agent will do a search of the Multiple Listing Service (MLS) to find the current available homes that meet your criteria. In addition, your agent will setup a portal on our website that will continually update you whenever any new homes come on the market within your criteria. We strongly advise you to only use the search portal on our website to look for potential properties. Our search portal is the latest of technology and is updated every few minutes to make sure you only have the most up-to-date information. You and your agent will view the homes that you feel may be an option for you. All parties that are to be in the decision making process and/or that will be on the Title of the home are to be present at all showings.
Negotiation
Once a home is identified an offer is presented. Your agent will advise you on the current market conditions and acceptable parameters of which to present an offer. The negotiation of the pricing, time parameters, contingencies, disclosures, inspections, appraisals, funding, legal protections, and more will be handled by your agent so that it is a stress-free process for you.
New Beginning!
We never use the word “Close” or “Sold”. We always say “New Beginnings”. The Transaction may be finished and the new home is officially yours, but it is your NEW BEGINNING that is to be CELEBRATED!